Splitting payments-it makes life easier, doesn’t it? Most things can be bought on finance nowadays; cars, sofas, bathrooms, jewellery, art… and now treatments at The Skin to Love Clinic in Hertfordshire! And why not? I was bought up with the phrase ‘if you can’t afford it, you can’t have it instilled in me, however, 0% finance is a different kettle of fish because it simply allows us to have the treatment/sofa/fancy bath now and pay for it in responsible instalments that suit you, at no extra cost, over a set amount of time. The alternative is of course to put that same amount of money aside in our banks each month and then have whatever it is that we are wanting.
It’s important to know that our finance option is not like a credit card where you’re charged extra simply for buying the treatment and then paying it off. Let me explain a little more…
First of all, 0% APR with our provider means that you are not charged interest on your purchase so it’s exactly the same price as if you paid upfront for it. You can borrow from £350 up to £25,000 (not that any of our treatments cost that!) repay the amount in equal monthly payments and it’s up to you if you put a deposit down or not (this will impact how much you repay per month).
You can choose how quickly you repay the amount; for example, if it works better for you to repay over a year you can choose that option, equally if you’d like to repay in 3 months you can. You also have the flexibility to settle your agreement at any point, free of charge.
So, what does this finance mean for your treatment? You’ll be able to have treatments now that you’d have otherwise had to save up for. We’ve found that our clients who have used our 0% finance option for their treatment were pleased that it enabled them to comfortably pay for their best treatment option and were not restricted in having to choose other treatments that were suggested as an alternative due to financial restrictions.
If treatment finance is an option you’d like to learn more about, let our staff know during your consultation or get in contact with our helpful front of house team today.
Please note that the purpose of this blog is not to provide financial advice, we just want to tell you about your options. If you decided to have a treatment on finance, you will be given with T&Cs from the provider as that is who your contract would be with. Finance is subject to acceptance from our provider.
Disclaimer: This blog is not to be used for diagnostic purposes. We are all unique which means that our results, recovery and suitability for any type of treatment will vary. Always seek the advice of a professional should you have any health or cosmetic concerns or to discuss treatments specifically for you.